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Saving Costs With an Allowable Expenses Policy

A lunch with business partners, a night stop when on an assignment, public transport fare – despite all the digitalisation efforts, we are still accompanied by restaurant bills, parking and railway tickets, hotel invoices and other expense receipts in paper form. Indeed, in many places expenses are meanwhile recorded electronically; this has resolved only one […] more…

Interview with Ertan Wittwer, Entrepreneur and the Founder of Best Smile

Straightening teeth with conventional braces is usually expensive, and may feel unpleasant to the wearer. The start-up Best Smile would like to change it, and manufactures invisible braces for adults, which are distributed through its own retail outlets all across Switzerland. we met Ertan Wittwer, the founder of Best Smile, for an interview. Mr Wittwer, […] more…

Marketing ideas to beat the summer slump

The summer slump affects all business sectors. From fashion stores to electrical retailers, everything slows down as customers head for the sun. The summer slump can be a difficult period. People would rather spend their time relaxing by the pool or on holiday than shopping on hot city streets or struggling through the city centre. […] more…

Beware of False Registrars!

Registration letters or bills from fraudulent directory providers find their way to companies again and again. They look official, so you think that they come from a professional organisation, such as the Commercial Register. Should you put your signature, in a couple of days you receive a handsome invoice. We will show you what to […] more…

Increasingly Less Swiss Companies Invest in Research & Development (R&D)

Swiss companies are concentrating more on product enhancements than on investment in the research and development (R&D) of new, innovative products. The share of Swiss companies that invest in R&D has shrunk from a quarter in 2000 to the current 13.3%. This is demonstrated by ETH Zurich’s Institute for Business Cycle Research. Investment Volume Increased […] more…

Distinction Between Doing Business and Pursuing a Hobby

The distinction between doing business and pursuing a hobby is often not fully clear. It is crucial, however, because engagement in activities can obtain various classifications under tax law. According to the Federal Court, there are two elements that decide whether you do business or not: appropriateness of profit and pursuit of profit. Nonetheless, each […] more…

Emotional Costs of a Start-Up Founder

Launching a start-up is considered hip. Everywhere you can hear and read about companies that have made a breakthrough or have been acquired for enormous sums of money. Little is said about failures and their backgrounds. And when you hear someone talking about the cost of a start-up, it is usually personal, capital, acquisition or […] more…

CredEx: New Swiss Mortgage Exchange

The mortgage platform CredEx (Credit Exchange) is going to turn the Swiss mortgage market upside down. Financial advisors can place loan applications of their customers on the platform. Afterwards lenders submit their bids. Thus a relationship between mortgage customers and institutional lenders should be created and, consequently, best interest rates achieved. Lower Interest Rates due […] more…

Investments into European Start-Ups at Record Levels

The first half of 2018 has brought European start-ups so much capital as never before. Compared to 2017, this year 27% more funds have been raised. Compared to other countries, Switzerland ranks fifth. This is shown by Start-Up Barometer Europe 2018 from EY, which reviews how European start-ups are funded. Switzerland Ranked Fifth In the […] more…

Calculate your VAT correctly

The Swiss VAT law provides companies with the possibility of choosing between two VAT calculation methods (based on an agreed lump-sum or actual proceeds) and three types of taxation (effective, net-tax rate or flat-rate taxation). We show you the differences. In general, each company operating in Switzerland which has an annual turnover of more than […] more…