How Do I Start a Sole Proprietorship in Switzerland (2025)?
Learn how to start a sole proprietorship in Switzerland – including costs, process, and tips. Get your step-by-step guide now from Startups.ch!
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TL;DR: How to Start Your Sole Proprietorship in Switzerland
- No capital requirement, no notary needed – ideal for individuals
- Commercial register entry only required above CHF 100,000 turnover
- Personal liability – insurance is recommended
- Startups.ch guides you digitally and nationwide throughout the entire process
How Do I Start a Sole Proprietorship in Switzerland (2025)?
The sole proprietorship is the most popular legal form in Switzerland for solo entrepreneurs – whether consultants, creatives, or tradespeople. In this article, we’ll walk you through how to start your sole proprietorship quickly, legally, and affordably – including practical tips on authorities, forms, and insurance.
Why Is the Sole Proprietorship So Popular in Switzerland?
Switzerland offers ideal conditions for self-employment: low bureaucracy, a stable economy, and tax clarity. The sole proprietorship is the easiest path to independence – especially for founders who want to start alone, stay flexible, and get going quickly.
What Do I Need to Start?
To establish a sole proprietorship, you need:
- A business activity (e.g., services, trade)
- A business name (e.g., “Müller Consulting”)
- Registration with the AHV compensation fund
- A business address in Switzerland
Registration in the commercial register is only mandatory if you earn more than CHF 100,000 per year – but it can be done voluntarily to boost credibility.
How Much Does It Cost to Start a Sole Proprietorship?
This is the cheapest legal form – here’s a cost overview:
- Commercial register entry (optional): CHF 200 – 300
- AHV registration: free
What Documents Do I Need?
- Proof of identity (e.g., passport or ID)
- AHV registration
- Optional: registration with the commercial register office of your canton
Do I Need to Register in the Commercial Register?
Only if you earn over CHF 100,000 per year. Still, many founders register voluntarily to appear more professional, build trust with banks or business partners.
How Does AHV Registration Work?
You must register as self-employed with your cantonal compensation office. Required:
- The AHV form “Questionnaire to determine self-employment”
- Proof of assignments, invoices, or 3 client relationships
- Confirmation within 4–6 weeks
Do I Need to Register for VAT?
Only if your annual revenue exceeds CHF 100,000. Voluntary registration may still be useful. You register with the Federal Tax Administration (FTA).
What Insurances Are Required?
- AHV/IV/APG: legally required
- Accident insurance: required if working
- Health insurance: to be arranged privately
- Professional liability: strongly recommended
- Business liability: depends on industry
Which Local Authorities Are Responsible? (Example Zurich)
- SVA Zurich – www.svazurich.ch, Röntgenstrasse 17, 8005 Zurich, processing time: approx. 4 weeks
- Commercial Register Office of the Canton of Zurich – www.hrazh.ch
Case Study: Nina from Bern Starts Freelancing
Nina, 29, a web designer from Bern, starts her sole proprietorship with commercial register entry supported by Startups.ch. She’s ready to operate in 10 days.
FAQ
- Do I need start-up capital for a sole proprietorship? No.
- Can I hire employees? Yes.
- Can I use a fantasy name? Only if your surname is included.
- Can I later convert into a GmbH? Yes.
- How quickly can I start? 5–7 working days with Startups.ch.
Conclusion
The sole proprietorship is ideal for anyone who wants to start alone. Be aware of personal liability – insurance helps reduce risks.
👉 Start your sole proprietorship online now withStartups.ch